CONFERENCE SCHEDULE

VIRTUAL SESSION #1

FRAMING THE BIGGER PICTURE: HOW HOUSING MATTERS

TUESDAY, AUGUST 11, 2020 @ 2:00PM ET

Dr. Joey von Nessen, RESH Marketing Consultants + Darla Moore School of Business

Dr. Bryan Grady, SC Housing 

An analysis on the state’s housing conditions was conducted in 2019 by SC Housing to help the Authority set its own policies. This overview of Volume 1 will define the dynamics of the SC’s growth to ensure development and preservation of housing that meets the state’s needs.

 

Session will discuss:

  • How and where decent housing is out of reach

  • Supply and demand for housing in local communities

  • Commute patterns for our state’s employment centers

  • How local government policies restrict housing choice

  • Discussion of housing’s impact on other policy outcomes

VIRTUAL SESSION #2

THURSDAY, AUGUST 13, 2020 @ 2:00PM ET

THE COST OF BUILDING A HOME

Andy White, Developer and Builder

Burnie MaybankTax and Economic Development Attorney

Land represents a large share of the value of homes in much of the country and S.C, these rapidly rising land values are a key driver of recent home price increases—along with labor constraints, building materials costs, and regulatory barriers. Combined, these factors make it increasingly difficult for homebuilders to construct new modest-cost housing, which could accommodate the growing demand for starter homes by millennials aging into peak home buying years. Therefore, finding ways to slow the rise in land prices will be an important part of any effort to address the continued challenge of making housing attainable for more people.

Session will discuss:

  • Horizontal and Vertical Financing

  • Construction and Infrastructure Costs

  • Attraction: Developers + Spurring Growth

  • Tax Credits

VIRTUAL SESSION #3

TUESDAY, AUGUST 18, 2020 @ 2:00PM ET

THE MISSING MIDDLE

John Hunt, MarketNsight

South Carolinians love having choices, but when it comes to where we live or how to get around, our choices can be limited. Exploring the “Missing Middle Housing” is primarily about the form and scale of these buildings, designed to provide more housing choices and to be more affordable than other new housing products currently being built. John Hunt will explore new trends to provide attainable housing.

VIRTUAL SESSION #4

TUESDAY, AUGUST 25, 2020 @ 2:00PM ET

PANEL DISCUSSION: THE PATH FORWARD

How can our elected officials help?

 

A panel of experts led by moderator Antjuan Seawright will discuss the questions and comments unaddressed in the previous three sessions. The wrap-up will culminate an exchange of ideas and solutions to propose to the SC General Assembly, providing a roadmap for the future of home attainability in South Carolina.

Featuring Special Guest, Representative Jerry Govan

South Carolina House of Representatives (District 95)
Chairman, S.C. Legislative Black Caucus

 


PANEL EXPERTS INCLUDE:

Representative Marvin Pendarvis, South Carolina House of Representatives (District 113)

 

Wayne MoorePresident of Harold Moore Builder, Inc.
 

A. Manning Lynch, Spartanburg County Council ChairmanWorkforce Housing Builder
 

Latonjala Ziegler, Executive Administrator for Lowcountry Community Action Agency
 

Iris Hubbard, Carolina Community Action 
 

FORUM SESSIONS

FRAMING THE BIGGER PICTURE: HOW HOUSING MATTERS

AUGUST 11, 2020 - WATCH HERE

An analysis on the state’s housing conditions was conducted in 2019 by SC Housing to help the Authority set its own policies. This overview of Volume 1 will define the dynamics of the SC’s growth to ensure development and preservation of housing that meets the state’s needs.

THE COST OF BUILDING A HOME

AUGUST 13, 2020 - WATCH HERE

Land represents a large share of the value of homes in much of the country and S.C, these rapidly rising land values are a key driver of recent home price increases—along with labor constraints, building materials costs, and regulatory barriers. Combined, these factors make it increasingly difficult for homebuilders to construct new modest-cost housing, which could accommodate the growing demand for starter homes by millennials aging into peak home buying years. Therefore, finding ways to slow the rise in land prices will be an important part of any effort to address the continued challenge of making housing attainable for more people.

THE MISSING MIDDLE

AUGUST 18, 2020 - WATCH HERE

South Carolinians love having choices, but when it comes to where we live or how to get around, our choices can be limited. Exploring the “Missing Middle Housing” is primarily about the form and scale of these buildings, designed to provide more housing choices and to be more affordable than other new housing products currently being built. John Hunt will explore new trends to provide attainable housing.

PANEL DISCUSSION: THE PATH FORWARD

AUGUST 25, 2020 - WATCH HERE

How can our elected officials help? A panel of experts will discuss the questions and comments unaddressed in the previous three sessions. The wrap-up will culminate an exchange of ideas and solutions to propose to the SC General Assembly, providing a roadmap for the future of home attainability in South Carolina.

DEEP DIVE INTO SC'S PROPERTY TAX STUDY

APRIL 9, 2021 - MORE INFO HERE

Property tax is an important revenue source in South Carolina, raising $5.8 billion per year (U.S. Census). In 2020, three organizations published, “A Deep Dive on South Carolina’s Property Tax System,” examining how the system is an outlier compared to the rest of the United States. The study looks at property tax assessment practices, tax burden effects of Act 388, school budget effects of Act 388, property tax abatement policies, and treatment of tax-exempt nonprofit and government properties. The research reveals that South Carolina’s complex property tax system is neither equitable nor competitive. 

AN INTRO TO THE HEIRS' PROPERTY PROBLEM AND POTENTIAL SOLUTIONS

JULY 8, 2021 - WATCH HERE

Disparities between white and black households in South Carolina is evidenced by not only the disproportionate homeownership rate, but also historical discrimination with non-deeded family land, known as heirs' property. One-third of the land owned by black landowners in the southern US is held in the heirs' property system – mostly land that was acquired by African Americans after emancipation. Much of this land has been passed down through the generations without the benefit of a will so that the land is owned in common by all the heirs - whether they live on the land, help pay the taxes, or have ever set foot on the land. This unstable form of ownership puts heirs’ property at high risk for loss because any heir can sell his or her percentage of ownership to another who can force a sale of the entire property. Meanwhile, it can also be restricting for property owners who find themselves unable to sell the property due to the lack of clear title, also excluding the land from government programs (such as disaster relief), and the inability to claim the land as an asset to obtain a mortgage – generally putting the owners in an impossible position.

AFFORDABLE HOMEOWNERSHIP: FINANCING BARRIERS

AUGUST 19, 2021 - MORE INFO HERE

The session will provide an overview of the financing challenges facing prospective homebuyers, builders, and developers, creating barriers to affordable homeownership.

HOUSING INSTABILITY AND SOLUTIONS NEEDED

SEPTEMBER 8, 2021 - MORE INFO HERE

In many counties and municipalities in South Carolina, there is a critical shortage of decent, safe, and affordable residential housing available to low- and moderate-income families. The affordable housing shortage constitutes a danger to the health, safety, and welfare of residents of the state, and is a barrier to sound growth and sustainable economic development for South Carolina counties and municipalities.  Affordable housing can include multifamily rental, single-family rental, and single-family homeownership, providing more opportunities to assist families with financial and social sustainability.

DISCRIMINATORY PRACTICES IN HOUSING: ZONING, IMPACT FEES, DENSITY ISSUES

SEPTEMBER 30, 2021 - MORE INFO HERE

Housing costs are rising faster than incomes, putting greater financial stress on South Carolina families. More than 25 percent of homeowners and nearly 49 percent of renters spend more than 30 percent of their income on rent and mortgage payments, meeting the Department of Housing and Urban Development’s (HUD) definition of being “cost-burdened.” As of 2021, a basic two-bedroom apartment is unaffordable in 40 out of 46 counties.

 

Affordability is a challenge not limited to lower-income renters, but it is also impacting middle-income families, many of which would have been homeowners in the past but have been priced out by rising home prices. Where people can afford to live has ripple effects on a family’s health, educational outcomes, and job opportunities. Housing in communities with strong labor markets and good schools are in high demand. However, discriminatory practices in housing, including zoning, impact fees and density limits, is making the cost of housing unaffordable for many South Carolinians.  It's also causing many families to look further out for housing they can afford, contributing to sprawl in our urban areas.

 

Barriers to housing affordability also are detrimental to our state, costing South Carolina $9.4 billion in 2019.  A lack of housing to meet our state's needs will ultimately result in a slowing economy as businesses begin to look elsewhere to expand because their employees will be unable to find housing they can afford in South Carolina.

MANUFACTURED HOUSING IN RURAL SOUTH CAROLINA

OCTOBER 28, 2021 - MORE INFO HERE

More information coming soon.